Ready to work across the national territory.
The position is based in Douala.

JOB PURPOSE
KEY RESPONSIBILITIES
Analysis of loan files and submission for approval.
Ensure optimal packaging of personal loans as to ensure quality asset growth.
Track Personal loans performance in terms of volumes growth and revenue growth while ensuring


NPL ratio is contained within the bank’s acceptable norm.
Leverage the value chain across all business segments to maximize asset and revenue growth.
Track production per staff (RM) targets to drive revenues.
Accountable for the review, structuring and approval of credit facilities (CA Package).
All information required to complete the CA is to be obtained timely for the Credit commentary and
analysis to be completed.
Responsible for all aspects of the credit analysis and the quality of the submission.
Ensure that the credit quality and integrity of the Consumer Banking portfolio is maintained.
Follow up the booking of credit facilities with credit administration and Treasury Operations.
All credit deterioration are to be advised immediately when knowledge of this comes to hand in
order to anticipate corrective action.
In liaison with credit Administration Department, continuously monitor the portfolio risk in order to
ensure an acceptable portfolio risk rating.
Provide back-office support to relationship officers.
Proactively research market and client related aspects and communicate information obtained
through market intelligence reports etc., to pre-empt business risks and opportunities.
Responsible and accountable for all aspects of the bank’s lending relationship with customers.
Responsible for accuracy and completeness of information supplied to the bank on which decision
are taken.
Responsible for monitoring the credit performance of customers and assessing on a continuous
basis the customers condition dynamically whenever interim information is available and/or
received.
Provide support to the core sales team for all field marketing activities.
Operational credit support to Consumer Bank with full accountability for the credit analysis
process across the CSB portfolio.
CREDIT RISK management – 35%
Job grade: 4 / Job level: 3C
KEY RESPONSIBILITIES
Timely processing of loans files within SLA to Achieve minimum customer service rating guarantee
quality customer service.
Regularly situate Relationship Managers on the status of files.
In conjunction with relationship officer, develop and maintain credible relationship with clients at


appropriate levels through reliable and proactive service delivery.
CUSTOMER SERVICE – 25%
Share knowledge and best practice within the unit and with RMs as need to
ensure effective and timely reporting for use by the business segments.
Remaining up to date on all bank credit policies, credit products, interest rates as well as economic
and social development in the environment
SELF DEVELOPMENT & TEAMING – 15%
Embed target market discipline and contribute to build a healthy loan portfolio that exceeds
volume, revenue and NPL standards of 3%.
Ensure compliance with KYC, AML, legal, regulatory, audits and any other governance
requirements.
Comply with all the Group and Affiliate policies and procedures with regards to the Personal Loans
Product Programs
Perform all other duties as reasonably assigned
RISK AND COMPLIANCE – 25%
 JOB PROFILE
Experience
Education
At least 5 years related experience, with good sense of attention to detail
Customer focused & results oriented
Good verbal and written communication skills
Ability to pull together various resources to sell and deliver customer solutions
Good organizational and time management skills are highly desirable
Result driven team player
Bachelor’s degree/ HND /Licence or related field of study
Personal Attributes
Analytical with good knowledge of credit policies and procedures, prior experience in credit process is
a plus.
Teamwork and Cooperation
Decision Making & Supervising
Strong interpersonal, and communication skills
REPORTING
Head Asset Products
Please submit your CV and
motivation letter to
ECM-Recruit@ecobank.com
latest February 05th, 2025,
at 5pm prompt, with the subject
“CREDIT ANALYST” APPLICATION PROCESS
Ecobank Cameroon is an equal opportunity employer and will not discriminate on the basis
of gender, religion, ethnicity, physical ability, etc…
NB: Only shortlisted candidates will be contacted.
Visit our website at www.ecobank.com

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